Are you a few years’ away from turning 30? How are your finances shaping up? If you’re already in your mid or late 20s and always short of money, it’s time to take a long, hard look at your spending habits. Filipino millennials spend more freely than older generations and are the least financially literate, according to a survey by Social Enterprise Development Partnerships Incorporated (SEDPI). Curb bad spending habits while you still can. Check out our slideshow below. For more finance tips, visit MoneyMax.ph.