While Buy Now, Pay Later (BNPL) services aren’t for everyone, savvy consumers can use them to maximise their credit card rewards. Here’s how. If you’ve been shopping online or in-store lately, you may have come across a BNPL service like Atome or hoolah at check-out. For the uninitiated, these services allow customers to break up payments into a series of smaller instalments (typically three monthly payments). Zero interest is charged, and if you pay off your balance on time, it’s entirely free to use. If you miss a payment, you’ll be charged a late payment fee which ranges anywhere from a few dollars to $60. Instalments Late payment fee Atome Three months $20 – $60 hoolah Three months $5 – $30 OctiFi Three months From $15 Pace Three months $10 – $60 Rely Three months / four fortnights $1 – $40 Split Three months None It can’t be emphasised enough that you should not be using a BNPL service to spend beyond your means. ... » Learn More about Best credit card hacks to go with your choice of ‘buy now, pay later’ service
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Premium credit cards come with premium price tags and perks. But are they worth your hard-earned money? Premium credit cards are fancy: they come with perks, benefits and all the bells and whistles that regular credit cards don’t offer. Designed specifically for the affluent amongst us who make at least $120,000 annually, it is no surprise that these premium credit cards also come with hefty annual fees. While premium credit cards are exclusive by nature and offer a slew of money-saving lifestyle, travel and dining perks all year round, are they really worth your money? Find out as we break down what each premium credit card below has to offer. Comparison: credit cards for high income earners Credit Card Annual Fee Exclusive Perks Citi Prestige Card $535 Unlimited airport lounge access Free hotel nights Expiry-free rewards-Exclusive relationship bonus-Golfing privileges Pay tax, insurance, rent, education expenses, electricity bills and more to ... » Learn More about Premium credit cards: Which gives high income earners the best value?
Even the biggest of boozehounds (like us) might have many reasons to lay off the alcohol: Health concerns, pregnancy, or simply Dry January . Not imbibing, though, doesn’t mean you can’t indulge – not with our growing crop of alcohol-free drinks with all the finesse and flavour of the original. Some of these zero-alcohol spirits, wines , and beers use cutting-edge tech to remove the alcohol from the regular stuff; others blend essences to achieve their desired flavour profiles. To get you tippling up sans hangover and Asian flush , these are the brands and bottlings that do it right. Spirit & cocktail alternatives 1. Lyre’s Named for the lyrebird – an Australian songbird with a knack for mimicking sounds – Lyre’s captures the taste of back bar staples from rum to whisky. Crafted from natural essences and extracts, its 13-strong range has already racked up over 40 awards at competitions like the San Francisco World Spirits Competition and the London Spirit Awards. ... » Learn More about The best non-alcoholic alternatives to wines, beers, and spirits to check out in 2021
SINGAPORE: It’s easy to think of the Punggol we see today - with its skyline of new HDB housing blocks and construction cranes - as the definitive image of that neighbourhood. It would also be wrong to do so. The blueprint for Punggol's development as the "waterfront town of the 21st century" was first laid out in 1996. But before all this, the neighbourhood was a rustic fishing village, which gave way to pig farms and plantations when more Chinese immigrants arrived. And remnants of this past can still be seen, according to long-time residents like retired pilot Melvin Yeo, who remembers how the smell of pig farms would waft through the then-undeveloped estate. Or that the sea came right up to the doorstep of the houses of yesteryear, with residents able to moor their boats right in front of their homes. He was among the residents who showed us around Punggol old and new, taking us beneath the surface of a town seemingly etched out of construction blueprints and ... » Learn More about Up Your Alley: Punggol’s gleaming waterfront living steeped in rustic charm
GEORGE TOWN: The first dredger carrying sand to reclaim land in the south of Penang island will arrive by late May or early June, with reclamation works to begin as soon as the final details of the Environmental Management Plan are approved, says Deputy Penang Chief Minister I Datuk Ahmad Zakiyuddin Abdul Rahman. First unveiled in 2015, the privately-funded project had been delayed for nearly two years since the 2019 approval of the Environmental Impact Assessment that came with 72 conditions for the state and the project delivery partner to fulfill. “Starting with Island A (930ha), Phase 1 of the project will see 485ha reclaimed first. “Work on that phase is expected to be completed between 2026 and 2027, while reclamation of the entire island will take about nine years, ” he said after leading the media on a tour of the sea area designated as the future reclamation site. “Island A will be about 250m from Penang island’s shoreline at Permatang Damar Laut, ” he said, adding ... » Learn More about Penang South Reclamation project works to begin soon
One of the most annoying finds that can happen during your trip is to lose your credit card, or worst, have someone steal it and your money. This type of situation can be avoided if you take some measures to protect your cards and avoid unauthorised charges. We guide you step by step in how to protect your card, what to do if you are a fraud victim and how to dispute charges so you can get your money back. 1. WHAT YOU CAN DO TO PROTECT YOUR CREDIT CARD BEFORE YOUR TRIP GET AN RFID BLOCKED WALLET To avoid having your credit card details falling into the hands of thieves, get an RFID blocked wallet. This will prevent you from having your cards scanned or read unintentionally. CHOOSE ONLY ONE CREDIT CARD TO TAKE WITH YOU You don't need a multitude of cards, especially if you are travelling for a short period. Take just one credit card with you and pick the one that rewards you with miles or points for overseas transactions. RECORD YOUR CREDIT CARD DETAILS In case ... » Learn More about What to do if you experience credit card fraud while travelling?
LABUAN (Bernama): Labuan MP Datuk Rozman Isli (pic) has requested the Sabah government to consider allowing seriously ill patients from the duty-free island here to enter the mainland to seek urgent medical treatment at the Kota Kinabalu Queen Elizabeth Hospital or private hospitals. He said he had sent a letter on June 18 to the minister in charge of Covid-19 matters in Sabah, Datuk Masidi Manjun, and state secretary Datuk Seri Safar Untong regarding the matter. "I have requested the Sabah government to consider giving a relaxation on the ongoing interstate travel restriction for critical patients here to seek immediate treatment at the hospitals in Sabah mainland, ” he said. Rozman said there had been cases reported in the local newspapers of several critical patients who had been equipped with referrals from the Labuan Hospital were stranded on their arrival at the Menumbok ferry terminal. "These seriously ill patients, despite having referrals had not been allowed to ... » Learn More about Sabah govt urged to allow Labuan’s critical patients to enter mainland
KUALA LUMPUR: Maybank Investment Bank (Maybank IB) cliched the top awards of the investment banking categories at the recent FinanceAsia Country Awards 2021. It said in a statement it was named “Best Investment Bank”, “Best ECM House” and “Best DCM House”. Maybank IB also won “Best Bond House”, “Best Equity House” and “Best Institutional Broker in Malaysia” in the 15th Alpha Southeast Asia (Alpha SEA) Best FI Awards 2021. This is Maybank IB’s second consecutive year being named “Best Investment Bank” by FinanceAsia and “Best Institutional Broker” by Alpha SEA, and its third time winning “Best DCM House” by FinanceAsia and “Best Bond House” by Alpha SEA. Maybank IB chief executive officer Fad’l Mohamed (pic) said: “Like many companies, our teams at Maybank IB had to quickly pivot to respond to the challenges brought on by the pandemic. “We are humbled to receive these accolades against this backdrop and would like to thank our clients for their trust in us. This will spur ... » Learn More about Maybank IB cliches top awards at FinanceAsia Country Awards, Alpha SEA
Vincent Tan passes the baton The company must be about collective individuals, not me alone, says Tan. Essentially, BCorp is a fund manager of various businesses that will allocate capital and measure this against ROE (return on equity). New CEO Abdul Jalil Abdul Rasheed is an authority on good corporate governance and transparency, said the group. Jalil acquires 70 million BCorp shares days after named new CEO Abdul Jalil Abdul Rasheed has acquired a stake in the company days after he was appointed to the post. BCorp, in a statement, said Jalil had acquired 70 million shares at 28 sen each, which gave the former boss at Permodalan Nasional Bhd a 1.4% equity interest in the company. BCorp had earlier said that Jalil was brought in with a mandate to transform the sprawling business group into a high-performing organisation. Ringgit slips to 4.133 at opening over Covid-19 resurgence fears The ringgit slipped further versus the US dollar as demand for ... » Learn More about Summary of business news: March 22-28
The death of a 72-year-old woman on June 4, a day after she had received the first dose of the Pfizer-BioNTech vaccine was due to ischaemic heart disease, both Sengkang General Hospital (SKGH) and the Ministry of Health (MOH) clarified on June 19. The joint statement was released in the wake of a Facebook post put up on June 16 by the woman's son, Andrew Tan, in which he asked if the cause of his mother's death could have been linked to the vaccine shot. According to a coroner who conducted an autopsy on the body, long-standing blockage of blood vessels which supplied blood to the heart had been found, MOH added. There were no indications that there had been an allergic reaction to the vaccine. What happened on June 4? According to SKGH, the woman was conveyed to the hospital around 8.39pm on June 4, after she collapsed at home. The hospital's emergency department team commenced immediate resuscitation. However, she passed on despite their best efforts. MOH ... » Learn More about S’pore woman died due to heart disease a day after 1st dose of Pfizer vaccine: Sengkang General Hospital & MOH