Controlling health care expenditures with alternative health insurance

The cover will have quarantine cover as the only add-on cover, the premium for which will be specified separately so as to enable policyholders pick, choose and pay based on the need. If the insured person is quarantined due to suspected infection of Covid-19 then 50 per cent of base sum insured has to be paid by the insurer.  … [Read more...] about Covid insurance cover may have ceiling of Rs 5 lakh

More stories from Your Mental Health weekMy brain on nature: How the natural world helped heal meGeneration COVID face the grim futureHow neuro-knowledge can help us find happiness and defuse uncertainty bombsThe man in the ambulance doesn't want to go to hospital. But tonight it's not his choiceFind more mental health stories from across the ABC … [Read more...] about Suicide prevention programs are a cornerstone of the mental health system, but how well do they work?

Chocolates are probably one of the few food items that taste great and also contain significant health benefits. Chocolates are loved by people across the world in various forms -- whether you’re munching on a whole milk chocolate bar or topping a dollop of ice cream with chocolate sauce or digging into a delectable chocolate cake and then some. Needless to say, however pleasing all of the above are to your taste buds, they aren’t the best idea when you’re watching your weight or simply making an attempt to live healthy. There is no cap on consuming chocolates on cheat days or when you’re feeling blue, but remember to burn it out soon lest it should contribute to fat deposits and extra cholesterol in your body, leading to several other ailments. … [Read more...] about Chocolates are good for health, boost your mood and help your libido

Insurance Regulatory & Development Authority of India (IRDAI) has announced new guidelines for standard health insurance product by relaxing the norms on the sum insured for the Arogya Sanjeevani Policy. Under previous guidelines general and health insurers could offer policies for sum insured between Rs 1 lakh and Rs 5 lakh. Under the revised guidelines the limit has been done away with. IRDAI said in a circular, “To further facilitate the general public, insurers are hereby allowed to offer minimum sum insured less than Rs.1,00,000/- and maximum sum insured greater than Rs.5,00,000/- subject to the underwriting policy of the Insurers.The Sum insured options shall be offered in the multiples of Rs. 50,000/-(fifty thousand) only.”Commenting on the revised guidelines, Tapan Singhel, MD & CEO, Bajaj Allianz General Insurance said, “The modification in ‘Arogya Sanjeevani Policy’ with regards to the sum insured is certainly a welcome move. I believe … [Read more...] about IRDAI modifies the sum insured amount in the Arogya Sanjeevani Policy

“Cusp of a second wave, second wave, whatever people want to call this is entirely irrelevant. We have to be realistic about the circumstances that we confront. We have to be clear with each other that this is not over.” … [Read more...] about Coronavirus Victoria: Fears authorities have ‘lost control’ of COVID-19 in the state