Whether you’re thinking about issuing a supplementary card or applying for a student credit card, letting your teenager have their first credit card is certainly safer than carrying cash. On the other hand, leaving a credit card in the hands of a teenager could pose risks such as overspending or sharing card details. To help you decide whether your teenager is ready for a credit card, keep reading for key points to consider. Pro: Your teenager can access funds in case of emergency or when travelling abroad Giving your teenager a credit card can be helpful in case of emergencies when there are last-minute needs such as purchasing medicine or a phone charger. Also, having a credit card can be especially useful if your child plans to study overseas or travel abroad after the pandemic. Carrying foreign currency can also be cumbersome and unsafe, especially in countries where pickpocketing or theft is common. Pro: Earn rebates and perks for more savings Many student credit cards ... » Learn More about Does your teenager really need a credit card?
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Tun Dr Mahathir Mohamad’s aides just don’t seem to be able to move on and accept the fact that the two-time prime minister should stop dreaming of holding onto the coveted position for the third time. Or that he was the one responsible for the collapse of Pakatan Harapan. PH’s brief 22 months in office before Tan Sri Muhyiddin Yassin and the present Perikatan Nasional government must have been such a thorn in the flesh that to them, nothing good or beneficial had derived from PN’s administration since it took over power early last year at the onset of the Covid-19 pandemic. So, it didn’t take me by surprise when I read a piece by Dr Mahathir’s aide in an all-business daily two days ago headlined “An impasse by any other name” which ridiculed and insulted our prime minister in entirety. Nothing could be further from the truth that neither this writer nor Dr Mahathir’s other staunch supporters would take every single opportunity to bash or undermine our PM and his cabinet members ... » Learn More about Let there be no Covid-19 cluster if Parliament is reconvened
There’s always a chance of credit card fraud happening, even if your details are highly protected. Here are 4 things you must do immediately should that unlikely event happen. It’s an unfortunate fact of life. Even if you guard your credit card details with the utmost of care, you may still end up the victim of a fraudulent transaction. Don’t take it personally. Back in 2016, electronic payments firm ACI Worldwide estimated that 36 per cent of credit, debit and prepaid card users in Singapore had suffered at least one unauthorised activity on their cards in the past five years. Singapore has the third-highest rate of credit card fraud in Asia Pacific; as more and more merchants turn to e-payments, those numbers are likely to rise (at least in absolute terms). The good news is that you’re well-protected. Guidelines issued by the Association of Banks in Singapore state that provided you’ve not acted fraudulently or with ‘gross negligence’, your maximum liability for ... » Learn More about 4 things to do immediately if your credit card details get stolen
Despite Covid-19 – or some would say because of it – home prices are soaring. The Singapore private property market is up another 3.3 per cent as of Q1 2021, while resale flat prices have been rising for nine straight months . Price aside, there’s also intense competition for desirable units, and it isn’t uncommon to hear of resale homes being sold despite only being on the market for a couple of days. This isn’t just hearsay – we’ve even had sources on the ground reflecting on the current situation . For sellers, there’s seemingly never been a better time to be one. A word of advice for sellers though, don’t be caught up in the exuberance too easily. While it can be nice to dream of the profits that you might make, unless you have another property to stay at – selling high does mean you’ll be buying high as well. For buyers, however, it’s a different story. You’ll have your work cut out for you right now in this market. While that doesn’t necessarily mean you won’t be able ... » Learn More about 10 essential home hunting tips that will help in a hot property market
Hong Kong police charged the chief editor and chief executive of pro-democracy tabloid Apple Daily on Friday, June 18, with collusion with a foreign country, a national security case that has sent chills through the city's media. On Thursday, June 17, 500 police raided the media outlet and officers were seen sitting in front of computers in the newsroom after the arrest of five Apple Daily executives at dawn on suspicion that dozens of its articles violated Hong Kong's new security law. Police said it charged two of the five on Friday, identified by Apple Daily as editor-in-chief Ryan Law and chief executive officer Cheung Kim-hung. The other three, Chief Operating Officer Chow Tat-kuen, Deputy Chief Editor Chan Puiman and Chief Executive Editor Cheung Chi-wai, remain under investigation. Police also said they would prosecute three companies related to Apple Daily for the same offense after freezing HK$18 million ($2.32 million) of their assets. ... » Learn More about 2 Apple Daily executives charged with collusion with foreign country