Last Sunday night I decided to write a Father’s Day article for this week. That may be the reason why I had the weirdest dream about my father. Here’s my dream: Papang is alive! He’s not his Jolly Pinong self but the thin weak Papang lying on bed, albeit still trying hard to crack his corny jokes. “How are you Pang?” I ask, to which he answers, “Ma-byuti! I’m fine thank me!” as he smiles showing off some toothless spaces in his mouth because he refuses to wear his dentures. I was so happy to see him alive again but I didn’t do anything different, no big celebrations, no crying, no big fuss. Then I realize that he’s going to die soon. Then he dies. Then he’s alive again. We go through the same kumustahan. I felt sad because I knew he was going to die again. So I talked to God and said, “Lord, thank you for thesetwo chances to see Papang alive again. ButI think it’s not fair for him to experience dying … [Read more...] about My Father’s Day Article
(A review of the ING online-only savings account) ING Philippines introduces the country’s fully digital branchless bank! A bit of history ING stands for Internationale Nederlanden Groep(International Netherlands Group), a Dutch multinational and financial services corporation with headquarters in Amsterdam. With its beginnings tracing back to 1762, ING has been in the forefront of digital innovations introducing the concept of “banking without having to go to the bank” as early as 1997. From L-R: ING Chief Information Officer for Retail Banking Ben Issa, ING Phils Country Manager Hans Sicat, BSP Deputy Governor Chuchi Fonacier, ING Philippines Head of Retail Mohamed Keraine, Finance literacy advocate Rose Fausto, Tech Blogger Abe Olandres It started operations in the Philippines in 1990 and was the first foreign bank to upgrade to universal bank status in 1995, playing key roles in a number of the country’s mergers and acquisition deals. Awards ING has … [Read more...] about FQ Approved Savings Account
I am distraught as I see the results of the senatorial elections. How can we, as a nation, choose ________, _______, _______ (fill in the blanks) over qualified candidates who understand law crafting, a job that’s highly cerebral and requires high moral integrity? I cannot seem to make sense out of this. Even if I immerse myself in the use of the principles of Behavioral Economics (fusion of traditional Economics and Psychology) and know that we use our limbic brain first, then rationalize later with our pre-frontal cortex, things still don’t add up. Then I remember this article written a couple of years ago that facts don’t change people’s minds. (Click link) The human mind is just way too stubborn that even hard cold facts won’t change what it believes. Remember confirmation bias that I’ve discussed in previous articles and FQwentuhans? It is a cognitive impartiality that favors information that confirms with our previously existing beliefs. … [Read more...] about Indeed: Facts don’t change people’s minds!
(Here’s a quickonline quiz to help you choose rationally) In a few days, we will once again exercise our right to choose our leaders. What’s of national interest this time is the election of 12 senators. Have you chosen the names you will write on the ballot? Please remember to treat this as a sacred right and responsibility because your vote will not only affect yourself but the entire country. It is important that we make our choices seriously and intelligently. We tend to avoid talking about our choices with our family and friends in order to keep the peace. While most people just shrug this off as a difference in opinion or choice, I consider it much more than that. What do I mean? Let me explain by giving you this example. Suppose you have a son who’s now entering grade school and he passed both Ateneo and La Salle entrance tests. You will now have to choose where to enroll him. If your dear friend insists that you enroll him in the blue school because of various … [Read more...] about Napili mo na ba ang mga Senador na iboboto mo?
An OFW asks, 'Should I buy my health insurance now for my retirement in the Philippines 10 years from now?' Question: Hi Miss Rose! I wish to check your thoughts on this po. OFW po ako in Singapore. Maganda ang health insurance coverage namin dito pero gusto naming maghanda para sa aming retirement sa Pinas probably in 10 years. Naisip naming kumuha na kami ng insurance kahit na overseas pa. Kaya lang parang walang health insurance product sa Pinas na suitable sa OFW. Any suggestions po? Mag-iipon na lang po ba kami at bibili na lang ng health insurance paguwi namin sa Pinas? Ang downside po kasi e baka may pre-existing conditions na by that time. Looking forward to your inputs po. Thanks and God bless. Answer: Hi Resie. I’m glad to hear that you currently have a good health insurance coverage in Singapore. I also admire your proactive attitude about your retirement and a good retirement definitely includes your health matters taken care of. It is … [Read more...] about An OFW asks, ‘Should I buy my health insurance now for my retirement in the Philippines 10 years from now?’