SINGAPORE - It's that time of the year again, when the travel bug bites and wanderlust kicks in. The month of June is a common time for Singaporeans to go overseas, especially since it coincides with the school holidays. Be it travel tips and hacks, advice on driving overseas, buying travel insurance, or what to do in emergencies, The Straits Times has all the information you need. Here are 10 useful articles for a stress-free vacation. 1. Six travel hacks ST travel journalists Lee Siew Hua and Clara Lock recommend ways to save money, snag an airline seat upgrade and keep your many devices fully charged. These suggestions include using a multi-currency account, renting a pocket Wi-Fi device and buying car insurance. READ MORE HERE 2. Travel light with the right insurance plan Enjoy your holiday abroad with peace of mind, knowing you have the right insurance to cover you. A suitable travel plan does not have to be pricey, yet it offers peace of mind and protects you, your … [Read more...] about June holidays are coming: 10 articles for your travel needs
Getting insurance for new car
While the status quo of transportation in Singapore is public transport, cars still make up a considerable portion of travel. But cars are no affordable alternative to public transportation as purchasing a car often requires a six-figure commitment. Thus, many people consider leasing rather than purchasing a vehicle. However, while leasing a car requires lower up front costs and peace of mind regarding maintenance and insurance, will it save the driver money over the long term? We break down the costs below. OWNING A CAR COSTS MORE INITIALLY, BUT IS CHEAPER LONG-TERM When deciding whether to buy or lease a car, drivers consider more than just the price of the vehicle. In the case of leasing, the convenience is an attractive benefit since you get a brand new car for a neat monthly price that includes insurance, roadside assistance, maintenance and road tax. Another benefit with leasing that can entice financially constrained drivers is that the upfront cost is an affordable deposit that … [Read more...] about Buying or leasing a car: Which one is cheaper?
Get huge savings with Toyota’s biggest summer blowout this May (Philstar.com) - May 10, 2019 - 4:30pm MANILA, Philippines — Make this summer season extra special with a new Toyota. With its Biggest Summer Blowout this May, Toyota Motor Philippines (TMP) is making it easier for you to own your dream car through easy deals and promos on Vios, Innova, Hilux, Fortuner and more. Whether you’re on the lookout for your first car or upgrading to a bigger ride, you can choose from Toyota’s biggest deals and flexible financing schemes across select models. Customers can choose to Pay Low with the all-in package at an affordable 15% down payment—and get free one-year insurance and three-year LTO registration or Pay Light with low monthly plans at 50% down payment and 60 months to pay. Outright cash discounts are also available. Opting for a Pay Light package will let you own a Vios J MT through light monthly … [Read more...] about Get huge savings with Toyota’s biggest summer blowout this May
More than 70 per cent of consumers also would share that data for benefits including more-rapid loan approvals, discounts on gym memberships and personalised offers based on based on current location, according the report, which is based on Accenture’s global Financial Services Consumer Study. At the same time, however, people believe that privacy is paramount, with 83 per cent of respondents saying they are very cautious about the privacy of their personal data. Data security breaches were the biggest concern for consumers in Thailand, tied with increasing costs, when asked what would make them leave their bank or insurer. The survey was done online in May and June last year, drawing on of 47,000 consumers in 28 markets. Respondents were required to have a bank account and an insurance policy and covered multiple generations and income levels. Nontawat Poomchusri, country managing director and financial services practice lead for Accenture in Thailand, said … [Read more...] about Consumers want to be rewarded for shared data
MANILA -- Whether you clock in 8 hours, or 10, 12, 14, even gasp, 16 hours every day, you deserve a break on May 1. And since most Filipinos have the day off as Labor Day is a national holiday, why not take the time to do 5 simple things to check on your financial health. Yes, this may sound like a damper on your holiday plans, but there is real urgency behind this. The unemployment rate is inching up and latest data shows its at 5.2 percent as of January 2019. Meanwhile, the population continues to rise and is targeted to go from the 104.92 million recorded in December 2017 to 120 million in 5 years or by 2024. The peso is still weak next to the US dollar, but inflation has finally fallen within government targets of no more than 4 percent range. However, if your money sits in a savings account and the bank pays you a 0.02 percent interest, you don’t need to be a Math genius to know you are losing out. And then there’s the public sentiment that it’s getting harder to … [Read more...] about News This Labor Day, Make Your Money Work Harder For You