Unrelated singles who are 35 years or older can also jointly apply for an HDB flat - up to 4 such individuals can co-own a flat this way under the Joint Singles Scheme. The only other eligibility requirement is the EIP and SPR quota (used to encourage and maintain social cohesiveness). However, this is more likely to impact your flat's location, rather than act as a hurdle against your eligibility to apply for one. As a single buyer, you have 2 choices when it comes to HDB apartments - a 2-room BTO HDB flexi flat, or a resale HDB flat. The table below presents a quick summary of the pros and cons of both options. WHICH HDB FLATS SHOULD SINGLES GET? 2-Room BTO HDB Flexi Flat (99-year lease) Resale HDB Flat More affordable (approx S$75,000 to S$158,000) More expensive (approx S$250,000 to S$343,000 for a 3-room flat) Longer waiting time (average 3 to 4 years) Shorter waiting time (You can complete your purchase in as little as 6 months) Restricted to 2-room units (35 sqm … [Read more...] about What type of HDB flats can single Singaporeans buy?
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MANILA, Philippines — The rains may pour, but even that could not stop a true foodie to explore! From hole-in-the-wall to watering holes, here are some new hangouts and flavors to try for those looking for comfort food (and not just mere “comfort”) for the rainy season. Calabarzon food tour For those who only have a weekend to spare and do not want to go far from Metro Manila, the Department of Tourism’s Region IV-A recommends the following Calabarzon Culinary Tour itinerary: Day 1 7:30-9:00 a.m.: Breakfast at Asiong’s Cavite with “Pansit Pusit” demo 10:00-11:00 a.m.: Tour Casa De Segunda Katigbak Ancestral House in Lipa, Batangas (Reliving Jose Rizal’s love story when coffee bloomed in Lipa) 11:30-1:00 p.m.: Boodle lunch at San Juan Boodle House 4:00-5:00 p.m.: Snack in Earthkeepers Garden Day 2 6:30-8:30 a.m.: Breakfast at Grandma’s Kitchen 12:30-1:30 p.m.: Lunch in Kamayan sa Palaisdaan in Tayabas City 2:30-4:00 pm: … [Read more...] about LIST: New food, drinks to try in July
"Are you married? Do you intend to have children soon?" These were the exact questions Jeraldine Phneah faced during an HR phone interview with a leading local startup last year. While the questions were not overtly offensive, it was against the Tripartite Guidelines on Fair Employment Practices. In Singapore, it is illegal to ask questions during a job interview about religion, age, race, political affiliation, and, yes, even plans to have children. Unfortunately, this experience is a regular occurrence for many women. Incidents of gender discrimination have emerged in tech giants Google and Microsoft. Closer to home, a 2016 study revealed that 66 per cent of women in the Singapore workforce experience unfair treatment at work. Jeraldine is no stranger to gender discrimination. As a local blogger who writes about finance and current affairs topics, she's been exposed to critical comments from naysayers and has learned to let them slide. In her full-time technology sales role within a … [Read more...] about This 27-year-old financial blogger saved $100k in 3.5 years
We know a lot of people are going to be sceptical or critical of the fact that anyone will ever be put in a situation where they have these two options. We agree. What we're trying to achieve in this article is getting everyone to think about which will deliver the more beneficial outcome in certain scenarios, and to understand how our choice between the two could have implications on our mindset, finances and career. THE HYPOTHETICAL SITUATION You're having your annual review with your supervisor, discussing your performance during the year. Things are going positively - you've accomplished most of what was expected of you, and your supervisor thinks you can be pushed to achieve more. Basically, your supervisor sees value in your work and wants you to stay. You're presented this option: "Would you prefer a year-end bonus or a salary increment next year?" WHAT YOU SHOULD BE THINKING ABOUT At the heart of this question, is whether you prefer to take a lump sum or upfront bonus or … [Read more...] about Which Would You Choose: An Annual Bonus Or A Salary Increment?