How hard is it to do business in PH?According to the World Bank’s Doing Business 2019 Report, if you’re an entrepreneur looking for a place to put up a business, the Philippines would be the 124th country (out of 190 countries surveyed) on your list of possible locations. Published in October 2018, the report continues to echo through this year as the government pushes for aggressive and wide-reaching reforms to make the country more attractive to foreign and local entrepreneurs — and hopefully score a higher spot in the 2020 ranking. Notably, within the first eight months of 2019, some business-driven laws the government enacted include:– In February, the Revised Corporation Code (Republic Act 11232), which introduces the one-person corporation as a new corporate vehicle, in addition to the existing three options (sole proprietorship, corporation, and partnership). The law also gives corporations with perpetual term instead of a 50-year lifetime; – Also … [Read more...] about How hard is it to do business in PH?
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Davao co-op shows how business is doneAs a liaison officer in San Isidro municipal hall, Loreto Davis, 57, hopes to retire early so he can focus on managing his 1.7-hectare farm planted with cacao and coconut. But with the falling prices of copra, Davis — a member of a small coconut farmers’ organization in San Isidro, Davao del Norte — has also been planting other crops such as cardava banana. Fortunately, the Laak Multipurpose Cooperative (Lampco) has always been there to help smallholder farmers like Davis.“Lampco’s help is significant. We sell our products to them and they also supply us with inputs like fertilizers,” he said in Filipino. Lampco is one of the leading agribusiness cooperatives in Davao del Norte that buys coconuts and cacao from farmers, then sells them to institutional buyers like Davao Bay Coconut Oil Mills Inc., Franklin Baker and Kennemer Foods International Inc.Humble roots Lampco Chairman Mario Tipan said the cooperative … [Read more...] about Davao co-op shows how business is done
How fintech is setting Southeast Asia’s SMEs free MANILA, Philippines — Around 1.7 billion people globally are still unbanked–either having no proper savings or access to credit — according to the 2017 Global Findex Database. In Southeast Asia, only 27 percent of adults have formal bank accounts and only 33 percent of businesses have access to proper financing. While the region has been growing exponentially for the past few decades, financial inclusion in the region remains poor. The Philippine economy, in particular, has been consistently growing by 5.3 percent per year, driven by favorable economic conditions and strong macroeconomic fundamentals. However, this promising growth can only be achieved sustainably and inclusively if roadblocks currently faced by the lifeblood of the country’s economy – its small and medium-sized enterprises (SMEs) – are addressed. Although SMEs comprise 99.6 percent of all … [Read more...] about How fintech is setting Southeast Asia’s SMEs free
YouTube probably generates $16 billion to $25 billion in annual revenue, making the video service big enough to crack the top half of the Fortune 500. But that is just a guess. Even though financial analysts on Wall Street think YouTube makes about as much money as the Gap, General Mills or Netflix, the video service’s financial results are a secret. They are lumped in with the rest of Google, an even larger internet company that last year generated $137 billion in revenue. That secrecy has led to growing frustration among analysts and investors, who will be looking for more details about YouTube when Google’s parent company, Alphabet, reports results for its second financial quarter on Thursday. Three months ago, Alphabet executives pointed to issues with YouTube as a factor in disappointing financial results in the first quarter. “I think their reticence to provide information borders on paranoia, as if they would be admitting failure if they allowed us to discover … [Read more...] about How big is YouTube? It’s still anyone’s guess
Recently, a new wave of hair care products that promise to protect your hair from the sun is flooding the market. These products claim to prevent dryness or color fading and promise to keep your hair beautiful and healthy. Do they live up to these lofty claims?Here is the response from professionals, as reported by the Huffington Post. The sun affects your hair the same way it affects your skinIf your skin needs sunscreen to keep it looking its best, so does your hair.Excessive exposure to sunlight leads to dry, frizzy hair and gradual discoloration for both dyed hair and natural hair color.As the UVB rays hits hair, the proteins found in the hair’s outer layer—the cuticle—are broken down, exposing the hair and allowing heat to remove moisture and even pigmentation. The result? Dry, frizzy hair, fading pigmentation and even split ends.Hairstylist Kristen Klontz said, “UVB rays oxidize the hair and break down the proteins in the hair that keep it … [Read more...] about How necessary is it to wear hair sunscreen?