Insurance 18 year old

2019 would be a change in the sense that foreign inflows should also be quite strong both on the equity and fixed income side, Sunil Singhania, Founder, Abakkus Asset Manager, tells ET Now.Edited excerpts: Will it be a great 2019 for investors or is this going to be another challenging year? First of all, any equity investor has to be optimistic. If one is not optimistic, then one should not be an equity investor. Also, in a growing economy it makes sense to be optimistic. As far as challenges are concerned, we have seen many challenges over the last few years and these will continue. I think that is the essence of life. Notwithstanding the challenges and notwithstanding fact that 2018 was a very challenging year, we remain quite optimistic about 2019 and the years forward. But sometimes you have to be realistic. I mean in 2008, if you had become optimistic, then your optimism did not help. Now you are talking and comparing it to a very different year where it was euphoric. I do … [Read more...] about Value will take precedence over growth in next 1-2 years: Sunil Singhania, Abakkus Asset Manager

The countdown to Budget 2010 has begun.What has Finance Minister Pranab Mukherjee in store for you? Will he announce more tax sops? How does he plan to rein in the ballooning fiscal deficit? Will his proposals impact your investments? From the common man to corporate honchos, all are waiting eagerly for the Budget announcemnets. If you are one of them then help is at hand. In an hour-long chat on Wednesday, financial planning expert Trideep Choudhary offered some valuable tips. Here is the transcript:Trideep Choudhary says, Hi All, Welcome to the chat. Archana asked, Hi Trideep.....Please tell me with a small amount like 1 lakh rupees where I can invest...except insurance policies & mutual fundsTrideep Choudhary answers,  at 2010-02-17 12:58:03you could invest in bank FDs, post office MIS, Tax Free Bonds etc. Howevr do note that if for low risk investments the returns would be commensurately lower too. suppandi asked, hello sir,I'm planning to invest … [Read more...] about Short term investment? Pick liquid plus funds

Email By business reporter Stephen Letts Updated June 18, 2015 12:23:14 Photo: The big four banks use lower risk ratings on their mortgages than smaller rivals. (ABC News, file photo) Map: Australia 'Keeping things simple' is shaping up as the latest regulatory nightmare for the big banks.Having spent the best part of four years coming to terms with a complex set of rules around their capital structure, the big banks could be facing something much scarier and costly - simple reforms, based on old fashioned ideas.Rather basing capital needs on risk weighting of assets, the regulatory winds may be shifting to include the rather more straightforward calculation of leverage ratios.The push to simplify the complex set of global banking rules that have built up over the past decade is being driven by US and European regulators who are determined to shrink the biggest banks and make them more conservative.It's a change that on some estimates has the potential to almost double … [Read more...] about Bank debt ratios expose Basel’s faulty risk weightings