We've simplified the 2019 prices for a BTO flat, resale flat, executive condominium, and private condominiums in Singapore. If you've been thinking about buying a flat in Singapore, you might have felt confused and overwhelmed about the fees and costs involved. In this article, we get down to brass tacks. Here's what you realistically need in the bank to buy your first house, and what other expenses to prepare for. Be sure to also read up on the latest Enhanced CPF Housing Grants and higher income ceilings for both families and singles looking to qualify for housing grants, which take effect on 11 Sep 2019. HOW MUCH DOES IT COST TO BUY A HOME IN SINGAPORE? The costs of properties can vary significantly, based on factors such as location, facilities, surrounding amenities (like MRT station) and age or condition of the unit. There will always be the occasional neighbourhood or unit in which the price is much higher or lower than the norm. These are general estimates only: 2019 PROPERTY … [Read more...] about How much do you need to buy your first home in Singapore?
Insurance renting out your house
Sometimes I wonder what God put me on earth for. Is it to take care of other people? Maybe by introducing them to StemEnhance Ultra, whose single side effect is it takes away approximately 10 years off your looks. I did not expect so many young people to call. It’s supposed to give assistance to those who are sick and possibly dying. But the response is largely from the standpoint of vanity. I always remind my husband, who is unabashedly vain, that vanity is one of the Catholic Church’s seven deadly sins. He loves it when women tell him how handsome he is. He is handsome but I did not fall in love with him or marry him for his looks. I married him for his character. Since that is invisible to most eyes, I suspect sometimes he would prefer it if I said I married him for his looks. But who knows what good things I sometimes can do? Remember I wrote about a housekeeper who was looking for a job? An acquaintance asked me for her … [Read more...] about Help others
By Carola Vyhnak Special to the Star Tues., May 14, 2019 Neal Mortensen has a downtown “piggy bank” — as he calls it — holding onto his retirement funds until he gives up his Newmarket dentistry practice in a decade or so. It’s a pair of rental condos he invested in when the neighbourhood of Liberty Village was getting off the ground. His piggy bank is growing plumper from the appreciation of the properties and the $350 a month in rental income he clears after paying all expenses, fees and mortgage interest. “This is kind of like a pension plan and an insurance policy as well,” explains Mortensen, who’s in his early 50s. Renting out an investment property or part of your own home in Toronto can pay off for both landlords and tenants with all signs pointing to a prolonged rental housing shortage and growth in real estate values. Article Continued Below In Mortensen’s case, the two-bedroom unit and … [Read more...] about Why an investment property is a long game, not a quick flip
By Joshua Partlow The Washington Post David A. Fahrenthold Tues., April 30, 2019 HILLSDALE, N. Y.—His bosses at the Trump country club called it “side work.” On some nights, after the club’s Grille Room closed, head waiter Jose Gabriel Juarez — an undocumented immigrant from Mexico — was told to clock out. He pressed his index finger onto a scanner and typed his personal code, 436. But he didn’t go home. Instead — on orders from his bosses, Juarez said — he would stay on, sometimes past midnight. He vacuumed carpets, polished silverware and helped get the restaurant at Trump National Golf Club Westchester in Briarcliff Manor, New York, ready for breakfast the next day. All off the clock. Without being paid. Article Continued Below “It was that way with all the managers: Many of them told us, ‘Just clock out and then stay and do the side work,’ “ said Juarez, who spent a decade at … [Read more...] about At Trump golf course, undocumented employees said they were sometimes told to work extra hours without pay