Iva debt management plan

Thailand’s household debt, already among the highest in emerging Asia, is expected to rise further as Covid-19 curbs incomes, weighing on consumer spending and heightening financial-stability risks. Household debt stood at 13.8 trillion baht, or 87% of gross domestic product, at the end of September 2020, up from 79% a year earlier, according to Bank of Thailand data. Debt levels will be one of the risks the BoT considers in its policy decision on Wednesday after its latest meeting minutes cited household finances as a factor that warrants attention. Even before the pandemic, “we were already concerned about the household debt level in Thailand, as it inhibits private consumption spending and long-term potential growth,” said Charnon Boonnuch, an economist at Nomura Holdings Inc in Singapore. The new outbreak, a worsening labour market and risks of another recession “will result in an even faster increase in household debt-to-GDP this year, weighing further on the already weak ... » Learn More about Thailand’s Household Debt Among the Highest in Emerging Asia

Are you thinking about venturing into the vast world of online gambling? Maybe there is a game or some new strategies that you want to put to the ultimate test. Perhaps, you are thinking about opening your own betting site where punters can bet on games from all around the world. Whatever the situation is, there is simply no denying that there are tons of opportunities in the gambling industry. And, the best part is that these opportunities can be more than lucrative for the right individuals. All that aside, you do need to also realize the fact that things are constantly changing in the online gambling industry. It seems that one of the latest changes could be huge and it could impact the industry in a severe way. Exploitation Of Vulnerable Customers If you have done any research into online gambling or plan on, you will without a doubt come across someone or some entity talking about vulnerable punters . Many institutions and government bodies are claiming that online ... » Learn More about Gambling Watchdog Plans To Ban Online Credit Card Bets

SINGAPORE - A 16-year-old Singaporean student has been detained under the Internal Security Act (ISA) for planning to attack two mosques and kill worshippers in Singapore on March 15 this year - the second anniversary of the Christchurch terror attacks. A Protestant Christian of Indian ethnicity, he is the first detainee to be influenced by far-right extremist ideology and the youngest person detained under the ISA for terrorism-related activities to date, said the Internal Security Department (ISD) on Wednesday (Jan 27). The Secondary 4 Normal (Academic) student was found to have made detailed plans and preparations to conduct terrorist attacks using a machete against Muslims at two mosques here, the ISD said. He had chosen Assyafaah Mosque in Sembawang - which he intended to attack first - and Yusof Ishak Mosque in Woodlands as his targets because they were near his home, it added. Influenced by the Christchurch attacker Brenton Tarrant , the youth had mapped out his ... » Learn More about 16-year-old Singaporean detained under ISA for planning terrorist attacks on two mosques

Data is the basis on which companies of all sizes evaluate their performance and make crucial decisions. Only then can they expect to expand their commercial operations in the market and grow. It needs to be relevant, precise, complete, meaningful, and useable. Otherwise, it is of no value to the companies. This is why they should formulate and implement a comprehensive data management strategy. It refers to the collection, organization, storage, security, and retrieval of data in their computer systems. Database management system strategies generally involve the following functions: Supervising plans, policies and programs which aim at maintaining the quality of actionable data, Simplify the procedures to ensure timely access of data to the employees who need it, Ensure the processing of available actionable data results in a streamlined existing business process, and Making sure adequate measures are in place to prevent unauthorized access to valuable data. The ... » Learn More about Boost Your Business Database Management Systems Performance

Adam Reza is among those for whom environmental awareness took a back seat to health concerns during Malaysia’s national lockdown earlier this year to curb the spread of Covid-19 . Despite making a conscious effort to be mindful, he estimates his use of plastics increased by up to 80 per cent as people were confined indoors for more than 90 days as the pandemic raged. “I’m not exactly a green conscious guy, but before the lockdown I did make a conscious effort to be mindful,” said management consultant Adam, 29. “Now I just don’t care as much. Even at food courts, now that things are open, I make a point to use the plastic single-use cutlery because I am worried about germs.” With consumers around the world stuck at home amid the spread of Covid-19 – which has infected close to 19 million people and killed more than 700,000 – the utilisation of single-use plastic has skyrocketed, raising concerns about recycling and surging pollution. Many people are reliant on food ... » Learn More about Plastic pollution plagues Southeast Asia amid Covid-19 lockdowns

Bank of Thailand Governor Veerathai Santiprabhob says that businesses and governments should prepare for “the current world of volatility.” . . BANGKOK – Businesses and emerging Asian Countries must brace for a time of volatility by stepping up foreign exchange hedging and lowering their dependence on foreign currencies and financing, Bank of Thailand Governor Veerathai Santiprabhob said in an interview with the Nikkei Asian Review on Friday. Thailand recently began talks with Indonesia to promote settlement for trade and investment between the two countries in their local currencies instead of in the U.S. dollar. “This is an example of benefits of promoting one form of regional financial connectivity at a time when the global financial environment is very volatile,” Veerathai said. Much of the cross-border transactions within Asia are quoted in U.S. dollars. In 2015, 84% of trade between Thailand and Indonesia was via the dollar. But the “dollar has become very ... » Learn More about Bank of Thailand Governor Says We Must Brace for a Time of Volatility

The Department of Environment and Natural Resources’ Biodiversity Management Bureau (DENR-BMB) has entered into a partnership with the private sector for the creation of more green spaces in urban areas across the country. The Urban Forest Bathing Project, which is part of BMB’s Urban Biodiversity Program, aims to promote the conservation of biodiversity, and develop and maintain green spaces within cities to provide ecosystem services to Filipinos. Environment Secretary Roy Cimatu said the project is “a win-win for both the environment and the people,” noting its many benefits to the mental and emotional well-being for people living in urban areas. “The Urban Forest Bathing Project not only will help the environment, as more trees and land spaces will be used for this if deemed successful; it will also help the people nourish their mental and emotional well-being,” Cimatu said. Forest bathing is based on a Japanese concept called shinrin-yoku, with shinrin meaning “forest,” ... » Learn More about BMB, private groups partner to expand green areas

In every crisis there is opportunity, as the old adage goes, even for unscrupulous people. This especially applies to the coronavirus pandemic, which has opened opportunities for hackers to prey on distracted peoples and organizations in many countries. In fact, the World Health Organization has urged people to be vigilant about this as early as April, as cyberattacks have increased fivefold. Last year, Deloitte’s Cyber Intelligence Centre reported a spike in phishing attacks, malspams and ransomware assaults after their perpetrators took advantage of Covid-19 to pretend as legitimate brands and mislead employees and customers alike. In June, Swissinfo.ch cited figures from the National Cyber Security Center in reporting that the number of cyberattacks — phishing, fraudulent websites and direct attacks on companies, among others — in Switzerland reached 350, compared to the usual 100 to 150. All the tell-tale signs were there at the onset of the pandemic. Employees under ... » Learn More about Cyber pandemic: A rising global threat

LISBON: Portugal announced that it would invest 156 million euros ($188 million) until 2030 in a “national strategy” for preventive civil protection against fires in forests, woods and biodiverse pastures. The investments are foreseen in the “National Action Program of the Integrated Management Plan for Rural Fires,” which was approved at the Portuguese Council of Ministers. The project includes five strategic objectives including measures of “knowledge, management and risk reduction” as well as “mechanisms for better preparation of citizens and the system for occurrences.” “This is a path that involves government areas in close connection with local authorities and farmers to preparing both for mitigation and response in the event of a rural fire,” said Minister of Internal Administration Eduardo Cabrita. According to him, one of the investments will be the acquisition of 14 more aerial vehicles to fight rural fires by 2026, including helicopters and amphibious planes. ... » Learn More about Portugal allots $188M against forest fires

“We are now at the 11th hour and we are sounding the alarm.” This was the call of the Philippine Business for Education (PBEd) at the start of this year, urging the government and other stakeholders to “stem the learning crisis now.” On its website, it says “the protracted school closure and uncertainty in the safe and equitable reopening of our schools will further worsen the learning losses, especially for the 2.7 million unenrolled K-12 (Kindergarten to Grade 12) students this school year,” and “we have yet to see a clear plan to bring our students back to school safely.” Indeed, the coronavirus pandemic further sucked the country’s education system into the quicksand, so to speak. In 2018, I rang the same warning bells in a previous column, titled “Reforming the PH education system.” I wrote then that “despite the K-12 law and other educational reforms, such as the Unified Student Financial Assistance System for Tertiary Education (UniFAST) law and the Free Higher Education law, ... » Learn More about Crisis in education and learning