With a number of foreign universities opening their doors to Indian students in recent years, now is a great time to plan your child’s education abroad. From undergraduate programs in new fields to doctorate studies in traditional streams, there is an ocean of opportunities waiting to be explored. Apart from the learning in the classroom, education programmes abroad also expose your child to new experiences, cultures, and more, while adding serious weight to their CVs. But living in a foreign country – with tuition fees, books and stationery, living expenses and more – is expensive. A recent report published in The Economic Times states, to maintain the standard of life that Rs.1 lakh offers in Delhi, you will need Rs.5.3 lakh if your child is to study in New York. And it may not always be wise to dip into your savings account to cover the costs of studying abroad. Student loans or higher education loan may be the first choice for many; but an alternative solution … [Read more...] about Should You Choose a Personal Loan to Manage Your Child’s Education Abroad?
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MUMBAI: Bank's credit grew by 8.07 per cent to Rs 98.47 lakh crore in the fortnight ended November 6, according to the recent RBI data. In the similar fortnight last year, the advances have stood at Rs 91.11 lakh crore. In the previous fortnight ended October 25, 2019, bank credit had grown by 8.90 per cent y-o-y to Rs 98.39 lakh crore. Bank deposits in the fortnight ended November 8 increased by 9.92 per cent to Rs 129.98 lakh crore from Rs 118.257 lakh crore year ago, RBI data showed. Deposits had grown by 10.25 per cent to Rs 129.78 lakh crore in the fortnight ended October 25. On a year-on-year (y-o-y) basis, non-food bank credit growth decelerated to 8.1 per cent in September 2019 from 11.3 per cent in September 2018. Loans to agriculture & allied activities rose by 7 per cent in September 2019 as compared with an increase of 5.8 per cent last year same period. Advances to the services sector decelerated sharply to 7.3 per cent in September 2019 from 24 per cent in … [Read more...] about Bank credit grows by 8.07%, deposits 9.92%: RBI data
KOLKATA: While the number of students failing to achieve the requisite attendance to appear in university examinations is increasing, Calcutta University is still not in a position to implement the 'Choice-Based Credit System' (CBCS) in humanities and science undergraduate courses. On Monday, pro-VC Dipak Das could not confirm the probability of CBCS, which allots as many as 10 marks in each subject to students' attendance, being implemented from the next academic session. Once CBCS is in place, CU will have to switch to a semester-wise test system. Also, under the CBCS, colleges can reward 20 marks in each subject to students, out of which 10 will be on subject attendance and the remaining on the students' class performance through the year. … [Read more...] about Calcutta University yet to decide on new scoring system
Mumbai: Bank credit rose by 14.19 percent to Rs 96.45 lakh crore while deposits grew 10.60 percent to Rs 125.30 lakh crore in the first fortnight ended on April 12, according to recent RBI data. In the year ago fortnight, deposits were at Rs 113.29 lakh crore and advances stood at Rs 84.46 lakh crore. In the fiscal ended March 2019, bank credit had risen by 13.24 percent and deposits grew by 10.03 percent. This was the second consecutive double-digits credit growth after the same had declined to 4.54 percent in FY17 at Rs 78.41 lakh crore, which was the lowest since 1963, the RBI data said. On a year-on-year basis, non-food bank credit increased by 13.2 percent in February 2019 as compared with an increase of 9.8 percent in the year-ago period. Loans to the services sector almost doubled with a 23.7 percent growth in February compared to 14.2 percent in the same month last year. Advances to agriculture and allied activities increased by 7.5 percent in February compared to an … [Read more...] about Bank credit grows by 14.19%, deposits 10.60%: RBI data
MUMBAI: Bank credit and deposits rose by 12.01 percent and 10.59 percent to Rs 96.57 lakh crore and Rs 126.491 lakh crore respectively for the fortnight to July 19, show the RBI data. In the year-ago fortnight, bank credit stood at Rs 86.09 lakh crore while deposits were at Rs 114.371 lakh crore. In the previous fortnight ending July 5, bank loans had grown by 12.02 percent to Rs 96.97 lakh crore and deposits by 10.32 percent to Rs 126.746 lakh crore. Non-food credit, on a year-on-year basis, increased 11.1 percent in June same as the year-ago period. Loans to agriculture & allied activities was up by 8.7 percent in June 2019 as compared with an increase of 6.5 percent in June 2018. Services sector advances decelerated to 13 percent in June from 23.3 percent in the same month of 2018. Personal loans increased by 16.6 percent in June down from an increase of 17.9 per cent in June 2018. … [Read more...] about Bank credit up 12%, deposits 10.6%