'It's not an offence' What are the rules in other states?NSW: You need to pass an eyesight test and if glasses are needed it will be listed as a condition on your licenceACT: You need to tell Access Canberra if any illness, injury, or incapacity may impair your driving abilityVic: You must tell VicRoads if you have, or develop, a visual impairment that could affect your driving and might need a condition on your licenceTas: If you have a visual impairment you're legally required to tell the Registrar of Motor VehiclesSA: People who need glasses must have it listed as a condition on their licence. Learners getting their first licence need an "eyesight certificate"WA: If you need glasses to drive you need to notify the Transport Department so it can be added to your licenceNT: You need to pass an eye test if applying for a licence for the first timeIt's best to check with the agency that handles licences in your state to make sure you're meeting the requirements. … [Read more...] about Wearing glasses while driving — do governments and insurance companies need to know?
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NEW DELHI: Non-life insurance companies earned a premium income of Rs 14,378.45 crore in July this year, up nearly 23 per cent from a year ago, data from the Insurance Regulatory and Development Authority of India (Irdai) showed. The 34 non-life insurance firms had collected a premium income of Rs 11,715.05 crore in the corresponding month a year ago. Of these, 25 general insurers recorded a rise of 14 per cent in their collective premium in July at Rs 12,275.93 crore as against Rs 10,782.34 crore in the same month of 2018, as per Irdai data. The seven standalone private sector health insurers witnessed a 44 per cent jump at Rs 1,116.85 crore from Rs 777.01 crore premium collected a year before. The remaining two specialised PSU insurers -- Agricultural Insurance Company of India and ECGC Ltd -- saw their combined premium income soar more than six-times to Rs 985.66 crore. On a cumulative basis, the total premium during April-July period of 2019-20 increased 12 per cent to Rs … [Read more...] about Non-life insurers register 23 pc rise in July premium at Rs 14,378.45 cr
NEW DELHI: Non-life insurance firms registered a rise of 13 per cent in their collective premium income to Rs 1.70 lakh crore in the financial year ended March, according to data from Irdai. The 34 non-life insurers had a gross premium of Rs 1.51 lakh crore in 2017-18. Among these insurers, as many as 25 are categorised as general insurers, seven as standalone private sector insurers while the rest of the two are government-owned specialised insurers. For the 25 general insurers, the collective gross premium in 2018-19 stood at Rs 1.50 lakh crore, up by nearly 13 per cent from Rs 1.33 lakh crore a year ago, showed the Insurance Regulatory and Development Authority of India (Irdai) data. While the standalone private health insurers witnessed a rise of 37 per cent in their combined premium to Rs 11,368.82 crore in the financial year ended March 2019, against Rs 8,314.27 crore a year ago. However, the state-owned specialised insurers -- Agricultural Insurance Company of India and … [Read more...] about Non-life insurers witness 13 per cent rise in premium in FY19
Health insurance policies could soon become easier to understand. The insurance regulator has proposed to standardise and simplify policy wordings of standard health indemnity plans. By doing this, the Insurance Regulatory and Development Authority of India (IRDAI) wants to bring in uniformity and transparency in policy contracts. According to IRDAI's draft proposal, released on January 10, "The objective of the guidelines on 'Standardization of General Clauses in Health Insurance Policy Contracts' is to standardise the common general clauses incorporated in indemnity based Health Insurance (excluding Personal Accident (hereinafter called as PA) and Domestic /Overseas Travel) products covering Hospitalization, Domiciliary hospitalization and Day care treatment in order to simplify the wordings of general clauses in the policy contracts and ensure uniformity and greater transparency." As per the draft proposal (exposure draft), "These guidelines are applicable to all general and … [Read more...] about IRDAI proposes to standardise, simplify policy wordings of health indemnity insurance policies
NEW DELHI: Beverage and snacks maker PepsiCo has consolidated all its company-owned bottling plants under two market units to eliminate layers in organisational hierarchy and enable quick decision making to push growth in a tepid economic environment. PepsiCo beverages CEO Gautham Mukkavilli told ET the consolidation, effective from this month, is being done to improve operating efficiencies. "We expect the restructuring to help in faster alignment of resources in terms of sales and distribution, quicker decision making, and better geographic alignment of commercial strategies," he said. The maker of Pepsi cola, Nimbooz lemon drink and Tropicana juices has also reconfigured its market units-as the bottling arms are called internally-from three to two now. The north and east units have been clubbed together under what is now called the himalayan market unit, while the west and south divisions have been brought together under the peninsular market unit. Satyavrat Pendharkar, a … [Read more...] about PepsiCo consolidates all its company-owned bottling plants under two market units