I couldn’t help but feel happy relief when strong rain causes work to be called off, because that meant my evening classes would also be called off. Some storms I appreciated more than others as a working student then, as I was attending to tax clients in PwC during the day, and attending law classes at the Ateneo de Manila University in the evening, at full load. So work was called off rather late that afternoon because of heavy downpour. I left my car at the office parking area as I did not want it to take on floodwater again. I rode a jeepney to Washington area in Makati and began walking from there to the apartment we were renting along the flooded J. Victor Street. Under heavy downpour, I needed to tread the street where the water level was up to my leg (which is up to the knee of a taller person).The floodwater was brown and had floating debris. But what made it scary for me was the flood’s strong current, and the possibility of falling into an open manhole. I thought … [Read more...] about The circular economy
Used car warranties worth it
By Chester Dawson The Wall Street Journal Sun., July 8, 2018 Mitsubishi Motors Corp. is trying a novel approach to get more American car owners interested in sharing driving data with auto insurers: $10 off an oil change. The Japanese car maker has debuted a game-like interface to entice more of its vehicle owners in the U.S. to sign up for a smartphone app that relays digital data on driving habits to insurers, starting last month with State Auto Insurance Companies. In return, drivers earn virtual “badges” for good road manners such as staying within speed limits and avoiding sudden stops over certain periods of time and miles travelled. Those badges can be exchanged for rewards such as discounts on car accessories and oil changes. By year’s end, the Japanese auto maker says it plans to expand to free cups of coffee and gift cards. Drivers using the app also may see their insurance premiums fall—or rise—based on their driving … [Read more...] about Mitsubishi bets people will reveal their driving habits to insurers — for a freebie
Does your car engine have warranty? Here’s why you should get one now (philstar.com) - July 4, 2018 - 11:30am MANILA, Philippines — A key to a car’s longevity is maintaining it religiously. But sometimes, even with the utmost attention and care, a car still breaks down due to mechanical problems. Here is where a car warranty comes in. Most carmakers offer warranty for the first three years since purchase, while extending it in the years to come is an option. It covers repair costs for minor and major mechanical breakdowns. A car part that could use a better warranty is the engine, which powers and runs the car. Here are reasons why an assurance is worth securing: 1. It gives peace of mind. There’s no need to worry when your car's engine experiences faults. Even if a check-up at the mechanic ends up with a replacement of parts, be assured that a warranty already covers what could have been a significant … [Read more...] about Does your car engine have warranty? Here’s why you should get one now
By Philip Reed The Associated Press Mon., April 30, 2018 You’re looking at a $1,200 repair estimate for your ailing car when an ad catches your eye: a brand new set of wheels for a mere $450 a month. At first, dumping your old car might seem like a no-brainer — and you can’t help picturing how good you would look in that new car. But automotive experts say you’ll almost always come out ahead — at least financially — by fixing old faithful. There are, however, other important considerations when deciding whether it’s time to say farewell. Costs of the new “Even though the repair cost might hurt, you really have to think about buying a new car as a tremendously more expensive proposition,” says Jim Manelis, head of direct lending for Chase Auto Finance. At the very least, for a reliable used car, expect to spend a minimum of $2,000, plus tax and registration fees, says Mark Holthoff, editor at Klipnik.com, a … [Read more...] about Should you fix up or break up with your car?
By Ellen Roseman Personal Finance Columnist Mon., March 26, 2018 As do many large retail chains, Shoppers Drug Mart has a well-defined policy on refunds and exchanges. But the fine-print conditions allow some wriggle room, such as this one: “Shoppers Drug Mart reserves the right to limit or refuse to accept the return of certain merchandise at any time and for any reason.” Here are stories of customers being turned away when trying to return items purchased at Shoppers stores. Visa gift card didn’t work Gift card returns are excluded under Shoppers’ policy. No exceptions allowed. Article Continued Below Pat Ilcio bought a $100 Vanilla Visa prepaid card, but found no balance to spend. The card had expired on July 31, 2017, but was still on the shelf by the Aug. 27 purchase date. The Six Points Plaza store in Toronto said the Visa card issuer was responsible for managing the gift card display and should have removed the expired … [Read more...] about Shoppers Drug Mart’s rules on returns leave customers scrambling