Why fixed income vs equity

(This story was first published in The Economic Times on July 10, 2020) The PPF is a financial product that many people know about, understand and invest it. However, not many know about the nitty-gritties of the Public Provident Fund. Here is a look at five important aspects of the PPF. Host: Tania Jaleel; Producer: Paramveer Singh Transcript Hi everyone and welcome to episode 78 of the ET Wealth Wisdom podcast. I am Tania JaleelToday I'll be talking about a fixed income instrument called the Public Provident Fund or the PPFSo, what is the PPFThe PPF is an investment option that provides income tax deduction under section 80C for the amount invested (subject to a limit of Rs 1.5 lakh a year).It has a lock-in of 15 years. And on maturity, you have the option of taking any one of the following steps:Withdraw the proceeds and close the account.Or continue the account for a block of five years.Interest received is exempt from tax and there is no tax on the amount received on maturity … [Read more...] about Podcast: 5 important things you should know about PPF

By DK Aggarwal Volatility in recent months has tested market participants’ patience. When market conditions are erratic, the systematic investing plan (SIP) mode of investing is highly recommended. Like a mutual fund SIP, direct equity investors also can use the ESIP (equity SIP) route to invest small amounts in stocks at regular intervals, thereby taking advantage of the unpredictable stock price movements. This mode can help avoid timing the market, invest through a disciplined approach and protect oneself during volatile times. Most online trading platforms offer SIP facilities in direct equities and allow investors to fix either the amount to be invested or the number of shares to be purchased at pre-defined intervals for a fixed tenure. Without doubt, higher risk offers higher returns in financial markets. Like a mutual fund SIP, investors should choose to invest at varying frequencies. The online system automatically executes the transaction on the date as defined by the … [Read more...] about Is it wise to use the SIP process for direct stock investment?

MUMBAI: The Indian equities market has had a decent run in 2012 on the back of strong FIIs flow as the global central banks continued to pour funds in the system to keep their economies moving.Following are the picks that experts feel may turn out to be multi-baggers in 2013 and give smart returns to investors:Gaurav Dua, Head of Research, Sharekhan:Dishman Pharma:After four years of lull, Dishman Pharmaceuticals & Chemicals (Dishman) is all set to capitalise on its capabilities in the contract research and manufacturing services (CRAMS) space and the marketable molecules (MM) business, thanks to its enhanced capacities and the up cycle in the CRAMS business. It is gradually emerging from a complicated financial mess caused by a series of inorganic initiatives, heavy capex and a drastic fall in the CRAMS business during FY2008-11.Although the products pipeline for the CRAMs business is pretty strong, the revenues have not been consistent due to irregular offtake by client … [Read more...] about Top multibagger stocks for the year 2013 recommended by brokerages

“Insiders who choose to download and install 20H2 on their PC will get new 20H2 features as they are delivered. Insiders in the Beta Channel who don’t choose to download and install 20H2 won’t see new features,” Brandon LeBlanc, Sr. Program Manager at Windows Insider Program, said in a blog post. … [Read more...] about Today’s cache | Hey Email, Etsy uses AR, and more

Ace investor Pat Dorsey says investors should target 10 to 15 moated businesses that can compound at high rates over time and make long-term investment in them to create major wealth. Dorsey is the Founder of the Chicago-based Dorsey Asset Management and is a former director of Equity Research at Morningstar. He is also the author of the highly acclaimed books The Five Rules for Successful Stock Investing and The Little Book that Builds Wealth. He says moated businesses can drastically reduce the risk of permanent loss of capital. A ‘moat’ is a metaphor that investment legend Warren Buffett first used to convey the idea of a company’s competitive advantage. “In most businesses you see high returns on capital decrease over time as competition comes in. However, there is a very small minority of businesses that enjoy many years of high returns on capital. They essentially beat the odds. They defy economic gravity. And the question simply becomes, how? And in my … [Read more...] about Looking for ‘moat’ to pick stocks? Pat Dorsey tells you how to find it